How to Apply for Bajaj Home Loan in 2022 | Features, Eligibility, Documents Required

Are you also wanting to build your own dream house but due to poor financial condition, your dream is in-complete? To fulfil this dream, this article is going to be very helpful, because Bajaj FinServ is giving home loans up to 25 crores, and we will learn How to Apply for Bajaj Home Loan.

In this article, what are the qualifications required to be eligible for how to take a Bajaj home loan and all the information related to it like what is the interest rate of Bajaj home loan? What is the eligibility to avail Bajaj Home Loan? What are the documents required for taking home loan? For how many years Bajaj home loan is given? What are the benefits of taking a Bajaj Home Loan? Apart from this, we are going to answer various questions related to this article. So let us know what are the features of Bajaj Home Loan.

Features of Taking a Bajaj Home Loan in 2022?

We have mentioned some of the salient features of Bajaj home loan below-

  1. You can apply online to take Bajaj Home Loan sitting at home. And minimum documents are required.
  2. Apart from this, those eligible benefits of this loan can also be availed by those who do not have a salary account.
  3. Bajaj offers a maximum tenure of 30 years for home loan repayment, so that its customers can repay the loan in small amounts.
  4. The most important feature of Bajaj Home Loan FinServ is that it transfers the amount to your account within 48 hours after the complete verification process.
  5. Furthermore, with Bajaj Home Loan FinServ you do not need to pay any additional charges without the person having a floating interest rate, and can take all your loan amount before the end of the tenure.
  6. Till the loan is approved, no processing charges are taken in it.
  7. If you take a home loan from Bajaj Home Loan FinServ under Pradhan Mantri Awas Yojana, then you will be given subsidy here.
  8. You can operate the account online here.
  9. Bajaj FinServ can give you home loan up to 5 crores. Which also gives a maximum time limit of 30 years to return this amount, which is 30 years enough to return this amount.
  10. Bajaj FinServ home loan offers loan at an easy interest rate of 6.65%.

Why to Take Loan from Bajaj FinServ Only in 2022?

This question must be coming in the mind of many people that why take a home loan from Bajaj FinServ only? Apart from this, we have other options available, so it is absolutely right to raise this question in your mind. As I have mentioned above the features related to this Bajaj Home Loan.

Taking home loan from Bajaj FinServ is beneficial because it offers a maximum amount of Rs.5000000. That too a maximum time of 30 years is given to refund this amount which may be enough time for the consumer. In this, the approval processing fee for taking a home loan is also negligible. And there is another advantage of taking loan from this, which is the online process of taking home loan. Whenever you apply for Bajaj Home Loan, do a comparison with other options so that you can avoid the risk and other problems and keep your trust in us.

What is the Eligibility for Availing Bajaj Home Loan in 2022?

There are very easy qualifications to take home loan from Bajaj FinServ, which any common person can follow and take-home loan.

  1. To take a Bajaj home loan, it is necessary for one to be self-employed. Apart from this, if the applicant has any business of his own, then he is eligible for this loan and can apply.
  2. To apply for this loan, the applicant should be a citizen of India.
  3. Apart from this, the credit score of the applicant should also be of high standard. On the basis of which the loan amount of the applicant is decided.
  4. To take a Bajaj home loan, the applicant’s (salaried) age should be at least 23 years and maximum 62 years. Minimum age should be 25 years and maximum should be 70 years for self-employment.
  5. If the applicant is salaried, then it should be at least 3 years old. And if he has self-employment then he should be 5 years old.
  6. The minimum monthly income of the applicant should be 30000 to 50000 thousand rupees (salaried). Monthly income for self-employment should be between 30000 to 40000 rupees.

Important Documents For Availing Bajaj Home Loan in 2022

We have searched for some important documents by visiting the official website of Bajaj FinServ to avail Bajaj Home. Which is required in the online application process.

In the KYC documents you will need the following-

  1. Aadhar Card
  2. driving license
  3. voter id
  4. Passport
  5. Employee ID document required.
  6. Bank Statement required for the last 6 months.
  7. Requirement of salary statement of last three months.
  8. Requirement of property documents which need to be submitted after the application process.

Note – While doing the application process, you may require other documents in addition to the above-mentioned documents, so for availing Bajaj Home Loan, additional documents need to be kept ready.

What are The Bajaj Home Loan Interest Rates in 2022?

Following are the various interest rates for availing Bajaj Home Loan as I have analysed them below-


The floating reference interest rate by Bajaj FinServ company for salaried people is 12.90%. And the home loan interest rate is as low as 6.70% per annum and maximum is 14% per annum. If you want to take top up loan, then the minimum is 6.70% and the maximum is 15% per annum


The floating reference interest rate for self-employment has been kept by Bajaj FinServ Company at 13.30%. And the lowest interest rate of Bajaj Home Loan is 8.25% and 14% per annum. Apart from this, the lowest interest rate for taking a top up loan is 8.25% per annum and the maximum interest rate is 15% per annum.

Note – Keep in mind that interest rates can be increased or decreased by the company from time to time. Before applying for the loan, read all the terms and conditions of the company carefully, so as to be aware of the risks in future.

How to Repay Bajaj Home Loan in 2022?

A lot of people keep searching on the internet that how to make Bajaj home loan repayment? So, the simple answer for them is that you can pay the Bajaj Loan in EMI i.e., instalments. But the instalments will depend on that loan amount. ₹642 per month will have to be paid for an amount of one lakh to make Bajaj Home Loan repayment. This is mentioned in the term and condition letter of the company.

Note – To know the EMI as per your loan amount, you can calculate it from the calculator.

Also Read: What is Upstox | Features, and Details of Upstox in 2022

How to Apply for Bajaj Home Loan in 2022?

There are a number of ways for salaried and self-employed to take a Bajaj Home Loan, as we have explained in detail below in the following manner. So let us know how the application process is done.

The application process for taking a Bajaj Home Loan is very simple, first of all, you have to visit the official website of Bajaj FinServ to take a Bajaj Home Loan.

After that you have to click on apply application like you will click on apply application, a new page will open in front of you. In which you will be asked for the details according to the picture, which you have to fill and then click on proceed.

As soon as you click, a call will come on the mobile number entered by you. Through that phone call you will be asked whether you need a home loan. If you answer yes to this. Then you will be called to the nearest Bajaj FinServ office, after which you will be told the further process by the employees of this company.


We have mentioned all the details on How to Apply for Bajaj Home Loan in detail. But keep in mind that before taking a home loan from any company, it is necessary to do a thorough investigation about that company. Otherwise, your future may be at risk. To read such interesting articles, visit our website, and if you liked the article, then share it with your friends. So that they can also know about it.

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